ABOUT US
We are the leaders in creating affordable Akhuwat that fit every
budget.
Who we are
Why Choose an Akhuwat
Loan?
The Akhuwat Foundation is a distinctive loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) designed to assist those in need. Unlike conventional banks, Akhuwat prioritizes social welfare over profit. They provide loans for a variety of purposes, including business, education, and healthcare, without any hidden charges or processing fees. Applications can be submitted both online and in person at local branches, fostering a community-oriented approach. Akhuwat’s mission is to alleviate poverty by delivering accessible, transparent, and cost-free financial support.
Obtain an Interest-Free Akhuwat Loan
Akhuwat loans are uniquely characterized by being completely interest-free.Grounded in the Islamic principle of Qarz-e-Hasna, Akhuwat fosters social solidarity by offering loans that enable borrowers to steer clear of the burden of interest payments.

Loans Without Interest
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Loans Without Interest
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Loans Without Interest
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Our Value
How to Apply in Just Two
Simple Steps
To apply for a loan through the Akhuwat scheme, simply follow these steps:
- Visit the Akhuwat Foundation Website: Explore the various loan options available.
- Contact Akhuwat Directly: Reach out for detailed information about specific eligibility requirements.
- Typically, Akhuwat provides loans to low-income individuals for small-scale entrepreneurship or other income-generating activities. To apply, gather the necessary documents, including your CNIC, proof of residence, income statements (if applicable), and any additional documentation required by Akhuwat.
How will I know if my Akhuwat loan is
approved?
After submitting your application for the Akhuwat loan, you can check your loan status on Akhuwat’s official website (www.akhuwatloanservice.com). Once approved, the loan amount will be disbursed to your bank account within a few hours.
Is the Akhuwat Foundation real or fake?
The Akhuwat Foundation is a legitimate loan scheme. It offers personal loans ranging from PKR 1 lakh to PKR 50 lakh, with terms of 1 to 10 years. As a subsidiary of HBL Bank, Akhuwat is a reputable organization with an Ehsas program guide rating of 5 out of 5 stars. It has been operating for 15 years and holds a positive rating from the Better Business Bureau.
How much is the Akhuwat loan limit?
You can secure a loan from the Akhuwat Foundation ranging from PKR 50,000 to PKR 50 lakh online, all without any interest.
No prepayment penalties. You can pay early without a charge.
The information provided about the Akhuwat Foundation’s loan services is intended for general informational purposes only. While we make every effort to ensure the accuracy and currency of the details, loan terms, eligibility criteria, and application processes may vary. We recommend verifying the most recent information and conditions directly with the Akhuwat Foundation before applying for any loan. We are not liable for any inaccuracies or changes in the loan offerings.